By Vincent Barbera, CFP®, MSFS Just as getting a driver’s license seems to occupy the mind of every almost-16-year-old, enrolling in Medicare occupies the mind of everyone nearing retirement. The…
By Vincent Barbera, CFP®, MSFS In three short years, from 2014 to 2017, the U.S. saw an increase in drug overdose deaths, from 47,055 to 72,306. (1) And of those…
By Vincent Barbera, CFP®, MSFS When you did your due diligence and bought a life insurance policy, you had a whole slew of options from which to choose. Not only…
By Vincent Barbera, CFP®, MSFS Just as you wouldn’t want a plumber wiring the electricity in your new home, you don’t want just anybody guiding you in your financial life….
By Vincent Barbera, CFP®, MSFS Everyone has dreams for their golden years, but what does retirement mean to you? Do you picture yourself spending your days on the golf course…
By Vincent Barbera, CFP®, MSFS When you’re in management, it’s common for your compensation package to include a lot more than just your salary. On top of healthcare and other…
By Vincent Barbera, CFP®, MSFS The ten-year countdown is on. After decades of working and saving, you are in the home stretch of the marathon race to your much-anticipated retirement…
By Vincent Barbera, CFP®, MSFS About one in six Americans currently receive Social Security benefits, most of them retirees. Born out of the need for a safety net during the…
By Vincent Barbera, CFP®, MSFS We have no lack of options these days. Whether it’s choosing a restaurant or finding a doctor, there are so many choices that it’s easy…
When we think of a sum of money that would solve our problems and provide financial security, $1 million is a pretty typical number to come to mind, according to…
Conversation: We meet with you to discuss your financial situation, your concerns, and your goals for the short and long term.
Data gathering: Working together, we gather all the documents and other information needed to create your financial blueprint, which we prepare for your approval.
Setting the foundation: After you approve the blueprint, we work on your financial plan, a comprehensive document addressing needs such as cash flow, retirement, estate planning, income replacement, education funding, insurance, major purchases, and asset allocations.
Recommendations and final walk-through: We meet to review the solutions outlined in your financial plan. Once we agree, we move on to the production phase.
Implementation: We take the preliminary steps, such as transferring your accounts and restructuring your portfolios, as we begin implementing the recommendations in your plan.
Ongoing inspection: We meet on a regular schedule to review your plan and update it as necessary to address changes in your life.